#114 School Supplies, Starbucks and… Debt-Proofing your Everyday Spending

#114 School Supplies, Starbucks and… Debt-Proofing your Everyday Spending

Where does all the money go? It can be frustrating when you are trying to save money but every time you turn around there is something you weren’t planning for- school supplies, birthday gifts, and oh wait, is that Christmas decor in Hobby Lobby!

Our guest Mary Hunt, author of Debt-Proof Living, joins us with practical, do-able and inspiring tips on how to take the stress out of the finances. If you are drowning in debt, almost debt free or anywhere in between, you’ll want to hear Mary’s EASY tips on getting where you want to me- financially free!
 
Mary shares:
  • her experience of getting out of debt
  • how to get started
  • tips on staying motivated
  • the key to getting started

Listen in and leave a comment below to win her book, Debt-Proof Living. What is holding you back from becoming debt-free?

Debt-free-attitude

* We discussed making our own Starbucks inspired coffee and we want to share all of our great recipes. Just visit Kathi’s blog.

FREE DOWNLOAD

Download the free Debt-Proof Living Quick Start Guide and get on your way to financial freedom. The guide includes several resources, links to the Rapid Debt Repayment Calculator and Manager, freedom account manager and more. It’s free so check it out!

 

Meet Our Guest

Mary Hunt

Mary Hunt

Mary Hunt is an award winning and bestselling author, syndicated columnist and sought-aftermotivational speaker.  She is a frequent guest on radio and television, she has appeared on dozens of television shows including “Dr. Phil,” “Good Morning America,” “The Oprah Winfrey Show” and “Dateline.” 

Mary is the founder of Debt-Proof Living helping to provide hope, help and realistic solutions for individuals who are committed to financially responsible and debt-free living.

#114 School Supplies, Starbucks and… Debt-Proofing your Everyday Spending

#113 Living out Your Passion and Your Purpose

God sometimes asks us to do things that seem crazy big and beyond our scope of “ableness” (and let’s be real, willingness!).

Things like:

  • Starting a business
  • Creating a ministry
  • International adoption

What happens when we faithfully jump in with both feet? Jessica Honegger, founder of Noonday Collections, joins us on So Here’s the Thing to discuss her journey of listening to the prompting God put on her heart. From adoption, to job creation, to everyday willingness to see Jesus in the big and small, Jessica’s journey will inspire you. If you have a passion and you don’t know where to begin, listening to this podcast is it!

You will gain some practical tips on:

  • How and who to ask for help
  • When to know God is saying go for it
  • Bringing your entire family along for the journey
  • Being real with yourself, your purpose and the demands of raising your family

GIVEAWAY

Win a pair of earrings from Noonday!

You have a passion for a reason! What small change can you make to make a big difference in somebody else’s life whether it be buying from micro businesses, Operation Christmas Child, or living out the purpose God is calling you to? Leave a comment below for a chance to win one pair of these gorgeous ear rings from Noonday!

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WalkintheHolySpirit

 

Meet Our Guest

Jessica Honegger

Jessica Honegger

Most little girls had lemonade stands. Jessica, on the other hand, had jewelry stands.

But at age 16, she traveled to Kenya where she walked through the Nairobi slums. She came home from the trip a bit of an activist. Then in 2010, Jessica and her husband went on a trip to Uganda. It was then that Jessica and her husband decided to grow their family through adoption. She launched Noonday Collection in order to raise money to bring their son and third child home from Rwanda, and the rest is history!

#114 School Supplies, Starbucks and… Debt-Proofing your Everyday Spending

#112 The Cure for the “Perfect” Life Part 2- Performancism and People-Pleasing

In part two of my interview with my co-author Cheri Gregory, we talk about how the last two of the bullies from our book The Cure for the Perfect Life 12 Ways to Stop Trying Harder and Start Living Brave, Performancism and People Pleasing, follow us around and beat us up daily, and what you can do about it.

Do you:

  • Change your mood to match the mood of those around you so you don’t upset them with your happiness/excitement/bad day/ etc?
  • Do more so you can seem like more to those around you?
  • Have a long to do list out of fear of not being what you want others to perceive you to be?

If you can relate, you may be being bullied by people-pleasing or performancism or both! It’s time to live braver and stop trying harder.

PeoplePleasing-vs-Authentic

FREE DOWNLOAD

Let’s just call these Bravery on a sticky note! Download, print and use these adorable sticky notes to spur you on against the “P” bullies in your life.

TIP: To get “sticky” notes, 1) print the page, 2) place blank sticky notes (the full adhesive with the one non-stick edge work the best for printing on top of the printout), 3) and reprint on TOP of the new page, 4) peel and stick.

Click to Download.

Meet Our Guest

Cheri Gregory

Cheri Gregory

Cheri Gregory is a Certified Personality Trainer; contributor to multiple books, including Wired That Way and 21 Ways to Connect With Your Kids; and frequent speaker for MOPS groups, women’s retreats, parent workshops, and educational conferences. She’s been married to her college sweetheart, Daniel, for twenty-five years and they have two young adult children, Annemarie and Jonathon.

She blogs about expectations, “baditude”, and hope at www.CheriGregory.com

What Happens When There is No Snap

What Happens When There is No Snap

snapI was 33 years old when I came to the very logical conclusion that the only way to stop the hurting was to kill myself.

I was in the depths of a very painful marriage where I never felt like I could do anything right. I was a mess. I knew I wasn’t a good wife, a good mother, or a good friend. All I could see around me were the people I was disappointing. I didn’t just feel helpless. Worse. I felt hopeless.

So I thought about how I would kill myself.

I didn’t want to hang myself – what if one of my kids found me?

Then I remembered that a radio personality I listened to on a regular basis in the Bay Area, Duane Garrett, had jumped off the Golden Gate Bridge. But I was afraid I would not be able to go through it.

I considered all the possibilities, very rationally, very thoughtfully. As if I were trying to decide between chicken and beef for dinner that night.

I felt sure I would go through with my plan, until I thought about what would happen to my kids. I didn’t think my kids would miss me, but I was concerned that they would be raised without me. So, continuing in what I thought was totally logical thinking, that if we all died, that would solve all of the problems.

And that’s when I felt the snap.

There was something inside my soul that just broke. I remember feeling like I was splitting down the middle of a foggy lane, and I thought to myself, “What the HELL are you thinking? What mother ever thinks of hurting herself, much less her kids.”

That snap got me to run to my therapist, where I admitted for the first time that I thought about killing myself.

The words that were assigned to me were “Situational Depression”. I was given counseling and medication. I was prayed for and I was loved. I went to bible study, and I found hope.

But every time I hear about a suicide, I think about that time some many years ago. What if there was no snap?

What if I’d never ran to get help because I was in such a dark place, I couldn’t imagine that help existed?

I only have two reasons for writing about this:

1. I believe the more people who talk about their own battle with depression, the more we can all talk about it.  I know for so long I felt like I had to wear a mask and keep up appearances because things would be taken away from me if I didn’t. My kids, my job, my friends. I felt like normal people didn’t go through what I was going through, and therefore, I didn’t deserve normal people things. So I kept hiding it until there was no me left.

But, if we can say that this happens to people, real people, and share our stories, we can give someone else the courage to safely share their story, their struggle. When we find out that we’re not a freak – that our struggles are real but not rare, we have a better chance of being able to connect with someone who has gone through the same thing, or who can help us get to a healthy place.

2. Each of us has a story. I wanted to cut my story short, because I couldn’t take the pain and I couldn’t see any good up ahead.

But only God can see around the corners.

I would have missed out on so much: my second husband, who is the love of my life,

my two beautiful kids, who make me laugh every day and bring good things to the world,

my bonus kids, who I can’t imagine my life without.

A job that makes me excited to get out of bed every. single. day.

And a life that God sets before me every day and and says, “I’m crazy about you. Come alongside me. We have great things to accomplish today!”

Your story is not done. God had great adventures for you. Only he can see the ending to your story.

If you’ve been in that dark place, would you do me a favor – could you share below what God had for you on the other side. Someone needs to read about it.

If you are in that dark place? Would you please, please, reach out to a safe person? A friend, a counselor, a doctor. Please. You don’t feel it now, but you are precious. You are irreplaceable. There are things that need to be done that only you can do. God says so.

And I’ve found that he turns out to be right over and over again.

 

#114 School Supplies, Starbucks and… Debt-Proofing your Everyday Spending

#111 Holy, Messy and HGTV Our Interview with Jen Hatmaker, Author of Interrupted

She had all of her “Christian” ducks in a row…. until God swept them all to the side.  Jen Hatmaker was a Christian speaker and author, married to a PASTOR for heaven’s sake who spent every day of her life doing the church thing and doing it well. But then, Jen prayed a prayer: “God, raise up in me a holy passion.”

And that’s when her whole life got completely messed up.

In this episode of “So Here’s the Thing” Kathi and Erin talk to Jen about her book, “Interrupted: When Jesus Wrecks Your Comfortable Christianity” and discuss how that one simple prayer led her to flip her life upside down… and do everything from serving the poor to letting HGTV invade her home.

Tell us in the comments below how Jen’s experience of being interrupted has inspired you to pray for a holy passion or what is keeping you in your comfortable Christianity. Two winners will be randomly chosen and will receive two copies of Interrupted.

 

JesusActionFigure

FREE DOWNLOAD

This printable is a great reminder that HE is indeed serious about all of this! Print it out for you, your friends, your friends friends… you get the idea.

Click to Download.

Meet Our Guest

Jen Hatmaker

Jen Hatmaker

Jen Hatmaker is the author of 7: An Experimental Mutiny Against Excess and A Modern Girl’s Bible Study series. With a heart for her generation, she speaks at conferences around the country and writes for numerous sites and outlets. She and her family are featured in an 8-episode series on HGTV called “My Big Family Renovation” airing July 2014. She resides in Austin, Texas with her husband Brandon and their five children. To learn more about Jen, check out her speaking schedule, and follow her blog, go to www.jenhatmaker.com.

#114 School Supplies, Starbucks and… Debt-Proofing your Everyday Spending

#110 The Cure for the “Perfect” Life

Hi Friends! My newest book, The Cure for the Perfect Life, came from my deepest desire to help the women in this world live fuller, richer lives at exactly where God wants them. This week Cheri Gregory (who co-wrote The Cure for the Perfect Life) and I sat down to discuss the concept of rebelling against the ideas of perfectionism, and procrastination. (don’t worry! People-pleasing and Performancism are coming soon!)

Now this podcast is only for you if you deal with one of the four bullies we talk about:

  • Perfectionism
  • Procrastination
  • People Pleasing
  • Performancism

You are invited to take part in our rebellion against perfectionism.

Win 2 copies of The Cure for the Perfect Life– just comment below and tell us one small thing you are doing to fight procrastination or perfectionism, and who you are going to ask to be your bravery buddy (she can have the second copy!).

FREE DOWNLOAD

Let’s just call these Bravery on a sticky note! Download, print and use these adorable sticky notes to spur you on against the “P” bullies in your life.

TIP: To get “sticky” notes, 1) print the page, 2) place blank sticky notes (the full adhesive with the one non-stick edge work the best for printing on top of the printout), 3) and reprint on TOP of the new page, 4) peel and stick.

Click to Download.

Meet Our Guest

Cheri Gregory

Cheri Gregory

Cheri Gregory is a Certified Personality Trainer; contributor to multiple books, including Wired That Way and 21 Ways to Connect With Your Kids; and frequent speaker for MOPS groups, women’s retreats, parent workshops, and educational conferences. She’s been married to her college sweetheart, Daniel, for twenty-five years and they have two young adult children, Annemarie and Jonathon.

She blogs about expectations, “baditude”, and hope at www.CheriGregory.com. Connect with her on Facebook and Twitter.

#114 School Supplies, Starbucks and… Debt-Proofing your Everyday Spending

#109 Mentoring, Motherhood and Friendships

When it comes to being a mom, have you ever felt like you wish someone would just tell you what to do? (Or at least talk you down after you kid has told you that he wishes Jake’s mom was his real mother?)

My dear friend Stephanie Shott joined us this week to discuss mentoring, a topic that is near and dear to her heart as she lacked a true mentor and community when she was a teenage/single/unsaved mom. She started the Mom Initiative specifically to help women be the mentors other moms need. And guess what, she shares the secrets with us today.

Some of the things we discuss:

  • Mentoring makes us better women
  • Great mentoring isn’t difficult!
  • Why mentoring is so important
  • REAL friends can be our mentors

When you are in the thick of it, knowing someone is there for you makes all the difference. We shouldn’t do this mothering things alone friends. Take this first step to learn how to find your tribe and your mentors.

BetterTogether

 

FREE DOWNLOAD

Stephanie has generously given us a taste of her new book, The Making of a Mom, with the FREE download of the first chapter. I dare you to read it friends! Because it is SO good!

From the intro:

“When I was a young mom, I longed for a mentor, yet wondered why I could never seem to find one. I had just turned 18 when my son was born and I didn’t have a clue what it meant to be a mom. Oh, I thought I did. In fact, I thought the whole mom thing was going to be a breeze. I quickly learned that my dream of motherhood was very different than the reality of motherhood.”

Download Chapter 1

Meet Our Guest

Stephanie Shott

Stephanie Shott

Stephanie Shott is a Bible teacher, conference speaker, author and mentor who has been ministering to women for over 20 years. She has been called upon by television and radio hosts to share her story of a decade of child abuse, her conception as a result of rape and her ministry to moms and mentors through The M.O.M. Initiative of which she is the founder.

You are Invited – Time to Join the Rebellion

You are Invited – Time to Join the Rebellion

Tiny Acts of Rebellion

Are you sick and tired of trying to be perfect?

Are you exhausted trying to please everyone while wondering if they would like you even if you stopped doing for them?

Are you always doing because your success is based on your performance day-to-day (or minute-by-minute)?

Are you the queen of procrastination and it’s become less than pretty?

 

If you’ve said yes to any of those questions then…

IT IS TIME TO REBEL!

 

Now before you panic, we aren’t packing our bags to move to another state, leaving our families behind. No, this is a rebellion against the perfection, people-pleasing, performancism and procrastination. It is a call to stop trying harder and start

Living Braver.

 

Join the rebellion on Facebook on like the page Tiny Acts of Rebellion.

 

 

#114 School Supplies, Starbucks and… Debt-Proofing your Everyday Spending

#108 Following God isn’t Always Pretty- with Michele Cushatt

This first podcast is for earbuds only – no listening in the minivan with the kiddos in back (unless they are plugged into their own listening device…)

My friend and speaker, Michele Cushatt hasn’t had the prettiest life. It has been down right hard and the things God have called her to haven’t always been pretty. Michele has handled the not so pretty with such grace that I wanted her to speak about her experiences because no matter how ugly, she always inspires me. I think she’ll inspire you too.

In this episode of So Here’s the Thing, we discuss how following God isn’t always easy. We deal with some of the tough questions like:

  • Should I be a working mom or stay-at-home mom?
  • If God has called me to this, shouldn’t it be easy?
  • Why do some decisions have only comprises for answers?
  • How can I even think of reinventing my life with all of the responsibilities I already have?
  • How can/do I say NO to the wrong things so I can say YES to the right things?

Journey-the-promised-land

After listening, tell me how you have reinvented a part of your life whether it be your work, the way you juggle the needs of your family, your ministry or the relationships with your extended family. Two people will win pack of books from me- The Cure for the Perfect Life (being released in August!) and Praying God’s Word for Your Life.

FREE DOWNLOAD

From the moment you awake until your head falls, exhausted, on your pillow, one question haunts at every turn: Am I enough? From your relationships and appearance to your career and faith, you fear the answer is “no.” But God says otherwise, and believing His words can set you free.

Download now. 

Meet Our Guest

Michele Cushatt

Michele Cushatt

A storyteller at heart, Michele Cushatt inspires audiences with the warmth of her authenticity and presence. Her speaking experience covers the United States and includes Compassion International, Women of Faith, Focus on the Family, and various conferences and events as well as radio, video and audio recording projects. In 2014, she joined Michael Hyatt as the co-host on his popular This is Your Life podcast. Michele’s first book, Undone: A Story of Making Peace With An Unexpected Life, will be released March 2015. Michele and her husband, Troy, live in Colorado with their six children, ages 7 to 22.

Bad Mom Monday- Braver Parenting: Doing vs. Being

Bad Mom Monday- Braver Parenting: Doing vs. Being

BraverParenting“For by grace you have been saved through faith. And this is not your own doing; it is the gift of God.”  Ephesians 2:8 (ESV)

My son Christian loves basketball and played varsity all four years of high school. Throughout each season, he was respected for his ability to lead the team, for his calmness on the floor, and for his quick thinking.

Although Christian was an incredible player, he is not aggressive by nature. So he was never known for strength and drive. These weak areas cost him playing time and made him feel like he was failing his coach.

I always told Christian, “You played your best; be proud of that.” To me, bravery was showing up to each practice and each game, even when he felt like quitting.

THE Best vs. Your Best

As a parent of an athlete, I wanted my child to succeed. I was partial to my own kid; that’s just natural. It was hard to resist all the hype of athletics. As a single mom working two jobs, I struggled to keep up with all the “parent” clubs around sports and volunteering. I too, had to work at being my best, rather than run for “BEST mom of the year award.” I wanted to stay on the good side of all the other parents by being involved in all the fundraisers and every single volunteer event.

But even as an adult, I had to remind myself, to BE my best and feel proud of that. I could not be at all events. As tempting as it was to just over-commit, I would have driven not only myself crazy but my entire family, all for the sake of somehow making a difference for my son. But no amount of my DOING was going to change his playing time one bit.

My son knew with all his heart two things: First, he knew that I was his biggest fan. Second, he knew that I was working as hard as he was toward success. My best was good enough, even when that meant missing a game because I was working or saying no to that new pair of shoes everyone else had because I did not have the income to pay the price.

It was okay to BE where we were because it was our best on that given day. I had to be brave when he was upset that he could not have what he wanted. I had to step over those feelings of inadequacy and know it was okay to just BE where I was.

BEING vs. DOING

On those occasions when I failed at BEING and fell into DOING, I found myself complaining, resentful, and tired. DOING is important; we all need to do our part in supporting the programs our kids benefit from. But we must keep our motivation for DOING in check. When I needed to say “no” but said “yes” because I didn’t want to disappoint people, I was DOING. When I said “yes” because I honestly knew the person needed help, and I was able to meet the call, I was BEING: helpful, freely giving.

So give yourself grace – as a parent, athlete, or wherever life finds you – to be satisfied with your best. BE engaged in what you are doing and know that your best is good enough to the One who counts the most, your Heavenly Father. While DOING can produce resentment if done for the wrong reasons, BEING produces gratitude.

Today, don’t worry about DOING the best or even better than anyone else. Focus on BEING your best. [Tweet “Today, don’t worry about DOING the best or even better than anyone else. Focus on BEING your best. “]

 

Your Turn!

How comfortable are you with the idea of BEING your best rather than trying to DO the best?  How are (or aren’t) you modeling this for your child(ren)?

 

UnknownMy bad mom friend and author of today’s Bad Mom Monday challenge  is Tanja Bass.  Tanja lives, works, and parents in Oregon where she has spent all but three years of her life. She has three children — who now must be referred to as “young people” — ages 15,18, and 22.  Tanja enjoys speaking, writing and encouraging others. She could tell you that her journey of life has been one of foster care, adoption & divorce, but she’d far rather tell you how God is changing her story with His redeeming grace!